Star Finance is a unique and one of its kind stabilised interest-earning and auto loan-repayment, borrowing platform.
Stable earnings! No EMI’s! NO interest on loans! NO PROBLEMS!
In a nutshell, Star Finance works on its two branches:
1. Automatic loan repayment protocol: In this feature, the users opt for a certain percentage of leveraged loan they would want on their collateral, ranging between 20% to 60%. We will instantly credit you the leveraged loan amount to the withdrawal panel, in the loan user dashboard in terms of profits after receiving your collateral. Meanwhile, we will make yields & profits over your leftover collateral with Star Finance and pay you the full collateral back once we have earned the remaining collateral amount. There is an estimated time provided for when we would pay back your collateral.
2. Stabilised Interest-bearing staking pool: In this feature, the users can deposit any cryptocurrency they want (which is accepted by our protocol). Then we convert it into euros and stablecoins and give you stable and fixed returns on your capital ranging from 3.5%-6% every month or 42%-60% every year or 51%-101%* every year (if compounded every month) depending on how much profits our protocol has yielded.
Our aim here is to create a self-sustaining ecosystem & make people understand the benefits of decentralised borrowing & finance.
Please read other documents like What is Star Finance & About Us in the website for more information.
1. Create an account with us: It’s absolutely free and we do not share any of your personal information with any 3rd party and keep it absolutely safe. It will take a minute to fill in details such as email ID, creating a new password, enter the OTP sent to your email ID and register yourself with us.
2. Complete your KYC: Fill in some basic details about yourself and provide us with some documents to start investing with us and to use our unique automatic payback loan protocol services. Create an amazing passive income stream our ecosystem.
3. Deposit into interest user dashboard: We accept multiple cryptocurrency deposits in our platform such as BTC, ETH, USDT & SOL. Just generate the deposit address in user dashboard, which you will be able to view in the deposit panel after you have logged into our website. Select which crypto token you want to deposit and just send your selected token amount to our wallet address via any exchange, hot wallet or even through your cold wallet. And start reaping the benefits provided by our ecosystem.
4. Automatic payback loans: In this, select the percentage of leveraged-loan you would want against your collateral amount, and we will instantly credit you the loan amount requested by you as profits in withdrawal user panel after we receive your deposit. We will provide you with estimated time in which Star Finance will earn the full collateral amount and return it back to you. Just deposit your collateral and get an instant leveraged automatic payback loan.
5. Earn and withdraw money: We will now credit the percentage of leveraged-loan you demanded on your collateral in your user dashboard. You can now withdraw it, save it, spend it, re-invest it in our stabilised interest staking pool, buy that dream car of yours or really do whatever you want to do. Just simply select the token in which you want to withdraw your money and input your wallet address and receive your money in a flash, in any crypto token you want (specified by our protocol).
1. Create an account with us: It’s absolutely free and we do not share any of your personal information with any 3rd party and keep it absolutely safe. It will take a minute to fill in details such as email ID, creating a new password, enter the OTP sent to your email ID and register yourself with us
2. Complete your KYC: Fill in some basic details about yourself and provide us with some documents to start investing with us and to use our unique automatic payback loan protocol services. Create an amazing passive income stream our ecosystem.
3. Deposit into interest user dashboard: We accept multiple cryptocurrency deposits in our platform such as BTC, ETH, USDT & SOL. Just generate the deposit address in user dashboard, which you will be able to view in the deposit panel after you have logged into our website. Select which crypto token you want to deposit and just send your selected token amount to our wallet address via any exchange, hot wallet or even through your cold wallet. And start reaping the benefits provided by our ecosystem.
4. Earn & withdraw/compound yields: Now sit back, and see your yields grow every week. We provide stabilised return on your capital upto 6% every month. It’s usually between 3.5%-6% of stabilised returns in any market condition. You can either withdraw or compound your stabilised interest profit yields with our protocol which acts as an ecosystem for Stella Money. Create an absolutely amazing passive income without any hassle with just a click of a button.
5. To withdraw, simply select the crypto in which you would want your withdrawals, input your wallet address or any of your exchange address and we will credit you the earned profit to your wallet address with any hassles.
Here, everything is explained in a simple manner and is the go-to guide to understand and use our website in the simplest manner without any hassles.
As explained above Kandy Money is a state of the art, wonderfully thought and executed dream of our team, which we had to bring in existence to the world and shed light upon due to ongoing problems in the traditional finance world.
We like to be open and transparent about all our policies.
Star Finance has two key functions upon which it works:
Interest-bearing Stablecoin staking mechanism
Auto-repaying Loans
Learn More >
Bitcoin,ethereum,usdt(tron),usdt(matic),solana,BNB
This is a simple and effective staking mechanism where a user deposits their cryptocurriency on our website, and we provide the user with stable returns ranging from 3%-4.5% monthly. There is a list of cryptocurriencies we accept on our website such as BTC, ETH, USDT (TRC-20, BEP-20, ERC-20, and Polygon) (swap fee and gas fee deducted). Basically, we provide stable returns on USDT, so we will provide returns on the price of the tokens you deposit at that very time (in case of BTC & ETH).
And when withdrawals are made, the withdrawal amount is calculated on the price of the token deposited initially (in USDT) and the withdrawals are made according to the price of the token on that very day. So you receive back the USDT you had deposited in terms of BTC or ETH, or USDT at the price of the tokens fixed at that day.
Example: If you deposit 1 ETH worth $3000 on 1/5/21, and when you want the initial staked ETH out, we will provide you with the quantity of ETH worth $3000 according to price of ETH that very day. So, let’s say the price of ETH is $2500 on 1/11/21 when you with, you would get 1.2 ETH ($3000) back.
Min Deposit = $50, Max deposit = $25000
Disclaimer: Please invest on your own risk and invest what you can afford to lose.
This is a wonderful tool created by our team; in this function, the borrower simply gets a loan by depositing crypto tokens as collateral and the loan will pay itself back automatically. No interest, No EMI’s, No monthly payments, No interest of the loans, just wait sometime and get your collateral back. That’s why we say it’s Kandy with a K’$$$.
Many tokens can be used as collateral such as BTC, ETH, USDT (TRC-20, BEP-20, ERC-20, and Polygon) (swap fee and gas fee deducted). Now, the user can get a specific percentage of the collateral as a loan, which solely depends upon the users and their requirements. Borrowers can opt for a loan between 20%-60% of the value of the collateral (tokens) they have deposited. Time will vary for the collateral payback being shortest for 20% to being the longest for the 60% collateralized loans. The borrower does not have to do anything but just sit back and wait for us to make money on their collateral and we will return the full 100% back to them in the mean time.
And when withdrawals are made, the withdrawal amount is calculated on the price of the token deposited initially (in USDT) and the withdrawals are made according to the price of the token on that very day. So you receive back the USDT you had deposited in terms of BTC or ETH, or USDT at the price of the tokens fixed at that day.
Example: If you deposit 1 ETH worth $3000 on 1/5/21, and when you want the initial staked ETH out, we will provide you with the quantity of ETH worth $3000 according to price of ETH that very day. So, let’s say the price of ETH is $2500 on 1/11/21 when you with, you would get 1.2 ETH ($3000) back.
Min Deposit = $50, Max deposit = $25000
Disclaimer: Please invest on your own risk and invest what you can afford to lose.
Yes, the user gets 100% of the collateral back once we have earned the full amount back on their collateral. Just go to the borrower user dash board and ask for withdrawals every month or once the term is over.
Yes, anyone can start withdrawing their collateral monthly, but it will slow down the loan-repayment process by quiet sometime.
We wait 1 week after user deposits their funds to set up the necessary pools for you and validate/approve your deposits. It’s important for stability and integrity of Kandy money. When the withdrawal request is made, it should be made between 1st-10th of the next month, for it to be processed usually by 10th of the next month. Any withdrawal request made by user after 10th of the next month, their withdrawal request would be processed the next week. So for profits made in May, the request for withdrawal of interest should be made between 1st-10th of June (next month) for it to be processed by 10th of July. Again this is important for stability and integrity of Kandy money and we will appreciate you understanding.
We are a team of passionate 4 friends, with three of us being full-stack developers and one amongst us being Finance major. We have a passion for solving problems and creating solutions for them.
No, we give loans back in the token you want, we focus on keeping things real and transparent unlike some other auto-repayment loan protocols, we believe the ways implemented should be simple and straight-forward rather than intentionally making them appear to be more complex than they should be. We focus more on the core of the website and solutions provided by it, rather than focusing on areas of the website which are not even that relevant.
The borrower/staker can get the amount back in any crypto they want, amongst the ones which are listed on our protocol.
We provide collateralized loans from 20%-60% of the value of collateral tokens in usdt. Time varies from least being that of 20% to maximal being that of 60%.